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Thread: buying new home

  1. 10th May 2017, 12:59 #1
    Samsung
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    hi i am looking at buying my own home next year .The wife is working and her FLR is due january next year .Does any one know if her income could be applied to mortgage application or would they be problems with it ie not having ILR maybe its been asked before but carnt find it .
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  2. 10th May 2017, 16:48 #2
    Tobias
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    There is no legal reason why your wife's income cannot be used for mortgage purposes.
    Tobias - โทเบียส
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  3. 10th May 2017, 16:59 #3
    Lucky
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    My wife works on the premise that there are two types of money. OUR money and HER money . Bless her.
    Not sure where the legal basis is.
    Lucky
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  4. 10th May 2017, 20:36 #4
    Samsung
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    been going through a few lenders and all state that you have to be a permernant uk resident would my wife be that ?
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  5. 10th May 2017, 21:31 #5
    Tobias
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    Quote Originally Posted by Samsung View Post
    been going through a few lenders and all state that you have to be a permernant uk resident would my wife be that ?
    Yes. She is here on a settlement visa, to permanently reside in the UK.
    Tobias - โทเบียส
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  6. 10th May 2017, 22:15 #6
    Samsung
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    thank you very much tobias for clearing that up
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