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p530err
29th Aug 2008, 05:52
Hi All

I am getting married on the 8th Sept....going to Thailand next week...very excited.
Anyway, as I was looking through my bank statements I remembered I used my Egg Credit Card as a bank transfer...£5000 - ststement reads ''Transfer from Egg Card''. I did this really to show that I had enough money and could also afford the flight tickets and visa and send money over to my fiance plus general living costs etc.
I am paying this off monthly and have moved half of that transfer to an ISA to accrue interest and I will be entering an up to date statement for the Visa.

At the time I was told it was a good idea as although I was living within my means and saving about £200 every month, going to and from Thailand etc would ofcourse put me in the red over time. Whilst I know when my future wife comes over we will be fine money wise...I do wonder if the transfer I mention above will go agaianst me on her Visa application to settle in the UK.

PLEASE any advice is welcome

Should we wait until end Oct to send in the Visa Application by which time the statement I mention will not be in the 6 months needed??

Or should I just be honest about it and explain? If so, HOW?

OR, should I just forget it and not worry??

Thanks in great anticipation to all

Noi & Nick
29th Aug 2008, 06:21
Debts, overdrafts etc. will not count against an application as long as they are being properly serviced and still leave you enough to live on.

Simply explain the reason for the transfer as you have done here, i.e. to fund trips to and from Thailand and put some into an ISA.

Do not say that you did it to show you have more money than you actually do as that is not a good idea at all! Also totally unnecessary, as you are, presumably, employed the ECO will be more interested in your income (and outgoings) than your savings.

See Chapter 9 - The maintenance and accommodation requirements (http://www.ukvisas.gov.uk/en/ecg/chapter9/#point%20three).

linda-mac
29th Aug 2008, 06:51
I 'd like to join this topic and advice a little bit.
It doesn't matter how much you have money left in your bank account.If you like to to apply for fiancee VISA for your fiance to move in UK, you just only need to show what is your job, and show all documents about your job contact, salary pay slip that you got every month, bank statement 6 months, it doesn't matter how much money you have on it even your money only left 0 £. Other documents you need to show UK Embassy in Bangkok,Thailand are, recommend paper for your single status. House registered evidence, even you rent house it will be fine just ask to copy from the company of house you rent. Letter or email and evidence of relationship such as, tranfer money slip that you transfer for your fiance,pay slip of gift you baught for her, pictures of wedding ceremony in Thailand and travel picture that you took with her and her family.
You can ask from lawyer companies if you like to hire them, or you and your fiance can apply by your own by take a look this website
www.visa4uk.fco.gov.uk (http://www.visa4uk.fco.gov.uk)
http://www.vfs-uk-th.com/thai/index.aspx
www.ukvisas.gov.uk (http://www.ukvisas.gov.uk)

Mostly fiancee vis will be approved by UK embassy office in Thailand or not it depends on your both's documents strong enough and how is interview going on, if your fiancee lie during attending interview,they will deny your fiancee's visa exactly

Hope this help
from someone who used to apply fiacee visa before ,LOL

Have a nice day
Linda

p530err
30th Aug 2008, 05:01
Hi Nick & Noi
Thanks for this. Yes I employed and after all bills etc I have about £500 to pay for food and service the egg card loan...will also still have about £2000 left over from the egg card transfer once my wife is over here.....

Cheers
Rob


Originally posted by Noi & Nick:
Debts, overdrafts etc. will not count against an application as long as they are being properly serviced and still leave you enough to live on.

Simply explain the reason for the transfer as you have done here, i.e. to fund trips to and from Thailand and put some into an ISA.

Do not say that you did it to show you have more money than you actually do as that is not a good idea at all! Also totally unnecessary, as you are, presumably, employed the ECO will be more interested in your income (and outgoings) than your savings.

See Chapter 9 - The maintenance and accommodation requirements (http://www.ukvisas.gov.uk/en/ecg/chapter9/#point%20three).

Noi & Nick
30th Aug 2008, 08:56
Originally posted by p530err:
after all bills etc I have about £500 to pay for food and service the egg card loan Presumably this is per month? More than adequate, IMHO.

From 9.3 - Maintenance: General requirements (http://www.ukvisas.gov.uk/en/ecg/chapter9/#point%20three)
There is no explicit minimum figure for what represents sufficient maintenance. However, in 2006 UKAIT KA and Others (Pakistan), the AIT strongly suggested that it would not be appropriate to have immigrant families existing on resources that that were less than the Income Support level for a British Family of that size (See Paragraph 8 of the determination - available on the Asylum and Immigration Tribunal website). If it is more likely than not that the total amount that the applicant and sponsor will have to live on will be below what the income support level would be for a British family of that size, then it may be appropriate to refuse the application on maintenance and accommodation grounds. In other words, if your disposable income is above the Income Support level for a family of your size then they have no grounds for refusing you on maintenance.