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  1. #1
    Forum Regular สมาชิกประจำ
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    Default Thai visitor ddriving in UK

    Does anyone have experience of getting a visitor added to their car insurance policy in UK please.

    We are hoping to have Em's best friend here over summer for up to six months and the lady in question is hoping to use Em's car from time to time. The lady in question is 46 years old and has held a Thai driving licence for over 20 years. Main concern is how prohibitive the cost might be and just wanted to gauge what other members might have faced before I tackle the insurance company.

    Thanks

  2. #2
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    I thought that adding my father (72 yr Brit resident in US for 30yr) to my insurance would be fairly easy but ran into a couple of issues ...... some companies limit period of insurance to 3 months for visitor & some wanted him to state that he was a UK resident.....however a search on a comparison site turned up the "Post Office" as an insurer happy to add him to my insurance for a year and with the cost only £20 above my previous policy.
    Where he really had problems was trying to get insurance for himself on a car he wanted to buy in the UK for a year. In the end he ended up doing a "hire car" deal which included insurance.

  3. #3
    Member สมาชิก slik's Avatar
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    does anyone know how long a Thai license is valid for if they emigrate to the UK?
    or what grace period do they have before they must take a UK driving test?

    also - a friend of mine (who is Thai) got round the problem of nationality by stating he had a provisional license. 3 weeks later he was asked for a copy of it. So, does anyone know if holding a provisional license makes his Thai driving license invalid?

    I tried asking DVLA - they don't know????
    Rich+Waan+Moot

  4. #4
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    Can drive in UK on Thai license for 12 months from date of entry into the UK on a settlement visa.
    Lucky

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    \yes lucky is right you get 12 months on a thai licence however my understanding is that this commences from the first time you enter the uk

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    Read this
    http://www.direct.gov.uk/en/Motoring...nce/DG_4022561

    Scally
    Note 12 months commence from when you enter as a resident. Visitors are dealt with sperately
    Lucky

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    you are right hadnt thought about the situation re visitor as opposed to resident although I think the 12 months still applies

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    Scally, I think you need to read my original post again. Apart from Pagan1's response, I think everyone else went off on a tangent following Slik's completely different question. My question is about including a Thai visitor on my insurance for the time they are here.

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    Ah yes, missed that, in terms of insurance luckily i have never had any experience of this a my car is a company car and is fully comp for anyone to drive so apologies cant help.

  10. #10
    Premium Member Gary & Nok's Avatar
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    Really Scally? I would have thought that your company insurance would cover only company employees! but anyway I digress from the original topic.

    David&Em, I think you need to look at how many times she would use the car during her time here and perhaps, as mentioned, a hire car might be more cost effective and less hassle.

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    I added my then GF to my car insurance when she came over on visitor visas and it was only an extra £20 odd each time. Just phone your insurance company and ask what the cost would be.

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    Gary, thats what i thought at first but when I asked, anyone with my permission can drive the car fully comp which comes in very handy

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    R.I.P. colin244's Avatar
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    Usually a company car will be covered on a fleet type policy which is different to the cover provided by a private policy i.e. use of the vehicle for company business as well as social domestic and pleasure. With regard to drivers a fleet policy normally covers any authorised driver (sometimes over a certain age such as 25 yrs) with the permission of the policyholder i.e. a company. However this is subject to the driver having a valid driving licence for the UK and often this has to be held for a period of typically 2 yrs although upon referal to the Insurer similar to those with motoring convictions most Insurer's will include the individual as a named driver by endorsement to the policy sometimes with an increased excess.

    colin 244 (commercial insurance broker )

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    Premium Member ash's Avatar
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    Colin a side question.

    Would one have to declare motoring convictions from say Thailand ?
    Human beings are seventy percent water, and with some the rest is collagen

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    Moderator Tobias's Avatar
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    Yes Ash, the question is usually 'have you been convicted of any driving offence in the last X years'.

    So unless the question is asked with respect to a specific geographical location or jurisdiction then all motoring convictions should be disclosed or any claim may be denied.
    Tobias - โทเบียส
    Stay home. Stay alert. Save lives.

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    Premium Member ash's Avatar
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    Then the question is does it count if this is a roadside stop by the boys in brown with monies paid but almost certainly no official record being made
    Human beings are seventy percent water, and with some the rest is collagen

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    Premium Member Phetchy's Avatar
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    Tea money - no receipt, so no record. Dispute the offence - trip to the station, bigger fine and a ticket. Having said that, with the presumably large number of receipted fines handed out countrywide every day for minor misdemeanours, whether they keep any paper records and for how long is anybody's guess. I'd be surprised if every ticketed traffic offence ends up on a central computer database?

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    Moderator Tobias's Avatar
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    Quote Originally Posted by ash View Post
    Then the question is does it count if this is a roadside stop by the boys in brown with monies paid but almost certainly no official record being made
    Then there is 'no' conviction!
    Tobias - โทเบียส
    Stay home. Stay alert. Save lives.

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    Phil,

    Next time you are stopped and given a 'receipt', take a look at the officer's receipt book whilst he is writing it out - you may notice the strange lack of carbon paper .

    When I first noticed this 'forgetfulness' I put the use of carbon paper as opposed to self carbonating paper dwon to the fact that its a poorer country - it took a while before I clicked as to why the use of such 'old tech' is still current.

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    Sorry Ash,

    Have been away from the forum for a couple weeks but Tobias is correct above, a conviction if registered on a data base like DVLA for example should always be disclosed however minor the offence (i.e. SP30)

    Also quite apart from a claim not being paid, a non disclosure could lead to the policy being cancelled null and void possibly leaving a IN 10 conviction (driving without Third Party Insurance) which is considered even more serious to an Insurer than the original minor offence.

    You would then have serious problems obtaining motor insurance due to :-

    The IN 10 conviction
    A policy cancelled for non disclosure
    The original minor conviction

    All should be disclosed and however sad your story you would either be uninsurable or faced with a restricted cover at an outrageous premium.

    I have even heard of a claim being rejected because the person insured had not disclosed a part time job so better safe than sorry and similar to Visa Applications "always tell the truth"

    colin 244

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