Not been on here for a while and not sure if anyone can help with my problem. I'm sure in the past it was discussed on here though.
Although I will be contacting CAB as it seems at the moment the only solution.
I've had a shock yesterday as a bill for Tax Credits overpayments arrived. Totally out the blue. We don't get any Tax credits and have not for a number of years. But the problem is that we were overpaid back in 2004... 11 years ago! We disputed it then and we were sent a bill to pay back in 2006. At that point CAB took over and dealt with the problem on our behalf and in 2007 they shut the case as HMRC said there was no recovery steps in place to collect the money. So as far as we knew then and until yesterday the debt had been written off.
So any advice would be welcome as to why to do.
Incidentally the amount is from 2 overpayments in 2004 for aprox £3700. We are not in a position to pay back the money as we have no savings and pretty much struggle from month to month just getting by with a mortgage and several loans to pay off too. I have no credit cards and hardly any overdrafts to use.